Cars decision tools
Plan your next car with clear numbers
Plan a car purchase: affordability, down payment, loan EMI, new vs used, ownership cost, resale, fuel and insurance.
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Car affordabilityEstimate an illustrative car price range from your take-home pay, expenses, EMIs, down payment and running costs, using budget rules you can edit.Down payment plannerProject how much you can save for a car down payment by a target date, the gap to your goal and the loan and EMI that would remain.Car loan EMICalculate car loan EMI, total interest, total loan payments and cash outlay with a year-by-year reducing-balance schedule.New vs used carCompare the estimated cost of owning a new car and a used car over the same period, including financing, fuel, insurance, maintenance and resale.Car ownership costEstimate the full cost of owning a car, with depreciation, loan interest, fuel, insurance, service, repairs and parking, plus annual, monthly and per-km cost.Depreciation & resaleProject an illustrative year-by-year resale value from your own market estimate or an editable depreciation rate, with sensitivity to faster or slower value loss.Fuel trip costEstimate fuel or charging used, trip cost, tolls and cost per person for petrol, diesel, CNG or electric cars with the correct units for each.Car insurance estimateBuild a multiyear car insurance budget from editable planning assumptions and compare the real quotes you receive side by side.
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Energy
Understand usage, bills, appliances, inverters, and battery backup.
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Estimate the right system, cost, subsidy, savings, and payback.
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Compare charging costs, petrol alternatives, and solar charging.
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Plan buying and running a home: affordability, rent vs buy, stamp duty, loans, prepayment, upkeep, renovation, water and energy.
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